What would change if you no longer needed to add to your retirement pot? Coast FIRE explores that question: under a set of assumptions, existing investments may have enough time to grow toward a future retirement goal. You still need a way to pay today’s bills.
Coast FIRE Planner helps turn that idea into a date you can explore. Its free calculators estimate the month you could stop saving for retirement and test the plan across 1,000 simulated markets. Try different savings levels, retirement ages and investment fees to see what moves the result.
The toolkit also covers Barista, Lean, Fat and regular FIRE, with editions for Canada, the UK and Australia. There is no sign-up. Use the scenarios to compare possibilities rather than treating a projection as a guarantee.